Loans

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LOANS

The first step in applying for any Federal Loan is to complete the Free Application for Federal Student Aid (FAFSA) form.

 

 

FAFSA Form Alternative/Private Loan Applications Federal Student Loan Repayment Simulator

Federal Student Loans

  • Eligibility is determined by the school each academic year based on federal guidelines, including annual and aggregate loan limits.
  • Loans cannot exceed the Cost of Attendance.
  • Undergraduate students graduating in December will have their loans prorated based on enrolled hours in their graduating semester.
  • Students not meeting Satisfactory Academic Progress (SAP) requirements are ineligible for federal loans, including Parent PLUS Loans.

Federal Student Loan Options


Alternative/Private Student Loans

  • Private loans require lender approval but cannot exceed the Cost of Attendance.
  • Some lenders require good Satisfactory Academic Progress (SAP) and at least half time enrollment. Be sure to check the lender's specific eligibility requirements.
  • Terms, interest rates, and eligibility vary by lender.

Alternative/Private Student Loan Options