Enrollment and Financial Aid Eligibility
Undergraduate Student Financial Aid Eligibility Based on Credit Hours
Undergraduate Enrollment and Financial Aid Eligibility 2025-2026 |
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Hours |
Pell Percentage |
Federal Loans |
State Aid(HELP, MTAG, MESG) |
12+ |
100% |
Eligible |
Eligible |
11 |
92% |
Eligible |
Not Eligible |
10 |
83% |
Eligible |
Not Eligible |
9 |
75% |
Eligible |
Not Eligible |
8 |
67% |
Eligible |
Not Eligible |
7 |
58% |
Eligible |
Not Eligible |
6 |
50% |
Eligible |
Not Eligible |
5 |
42% |
Not Eligible |
Not Eligible |
4 |
33% |
Not Eligible |
Not Eligible |
3 |
25% |
Not Eligible |
Not Eligible |
2 |
17% |
Not Eligible |
Not Eligible |
1 |
8% |
Not Eligible |
Not Eligible |
The above table explains how your enrollment as an Undergraduate Student affects your eligibility for Pell Grants, Federal Loans, and State Aid (HELP, MTAG, MESG).
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Pell Grant Eligibility: The amount you receive is based on your enrollment.
*Full-time (12+ hours) = 100% of your Pell award
*Part-time (1-11 hours) = Reduced Pell Grant percentage
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Federal Student Loans: To qualify for federal loans, you must enroll in at least 6 credit hours (half-time).
*Students taking fewer than 6 hours (1-5) are NOT eligible for loans.
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State Aid (HELP, MTAG, MESG) – Starting Fall 2025:
*Students must enroll in and pass at least 12 credit hours per semester (Fall and Spring) to receive state aid.
*If you enroll in fewer than 12 hours, you will not receive state aid.
Graduate Student Financial Aid Eligibility Based on Credit Hours
Graduate Enrollment and Financial Aid Eligibility 2025-2026 |
|
Hours |
Federal Loans |
5+ |
Eligible |
1-4 |
Not Eligible |
The above table explains how your enrollment as a Graduate Student affects your eligibility for Federal Loans.
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Federal Student Loans: To qualify for federal loans, you must be enrolled in at least 5 credit hours (half-time).
*Taking 5 or more hours = Eligible for federal loans
*Taking 1-4 hours = NOT eligible for federal loans